About Us
We owe
only to serve
you with the best of our abilities…
Whether its a home (owner occupied or investment), business, car or any loan requirement you need we are here to help you achieve your goals and dreams. With our over 3 decades of financilal services experience, you can rest assured that we will walk with you from start to finish. Your Loans is your one stop shop for all your financial needs.
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About Our Loans
Your Loans is led by Maria (Charina) Tuyay, a licensed Financial Service Provider (FSP #103469). Like many of Your Loans’ clients, Maria migrated to New Zealand in April 1989, giving her first-hand experience with the challenges and uncertainties that come with relocating to a new country. An accountant by profession, Maria chose to focus on the Home Lending sector of the financial industry because she understands the significance of home ownership and the sense of security it brings to families. Her background in accounting has been invaluable in helping clients structure their home loans and manage property ownership / structure effectively.
Our Reach
Based in Auckland, Your Loans serves clients throughout New Zealand. No matter where you are located, we are here to support your loan needs. The best part? Most of our services are completely FREE of charge! (For more information, please refer to our Disclosure Statement.)
Why Choose Us
At Your Loans, we aim to save you not only money but also valuable time. We conduct thorough research to secure the best interest rates and terms, ensuring you get the most favourable deal. With access to over 20 lenders across New Zealand, you only need to communicate with us—we’ll handle the rest. From comparing lenders to negotiating on your behalf, we take care of all the heavy lifting, allowing you to focus on what matters most.
OUR AWESOME CLIENTS
Client Testimonials
Don’t take our word for it – here’s what our clients say:
We are very happy to endorse Maria (Charina) Tuyay and “Mrs Home Loans”. We engaged Charina’s services many years to negotiate our home loan. With a firm background in Mortgage Brokering, she guided us skilfully through the process. With a no hassle and no commitment approach we felt totally at ease, and ended up with an extremely favourable result. Also carrying with her a wealth of knowledge of accounting, this sets her in a great position to help set financial structures in place for investment property buying. We have great respect for her, not only for her great abilities but also her helpful and caring nature and we have no problem at all recommending Charina as someone who would hold your needs as priority.
Yours Sincerely
Glen and Joy Cunningham
My family has worked with MHL Business Services trading as Mrs Home Loans for almost a decade. We have utilized their services and the best way to describe this is – professional, efficient and very easy to communicate. Recently, Maria has promptly managed to organize us with a lender when purchasing a new home. Maria has gone above our expectation to secure our loan and very patient as we have to renew a few times due to the pandemic.
Jamie and Jo, Auckland NZ
Charina’s dedicated service, guidance, and support enabled us to fully settle the mortgage on our dream home and even acquire several rental properties. Her expertise and deep industry experience are a testament to her masterful approach, built on a foundation of friendship and trust. Thanks to this relationship, we’ve confidently relied on her to manage our financial transactions, always with precision and reliability. She has been more than just a financial advisor—Charina has been a true partner in our financial journey, consistently keeping us informed and helping us navigate the ever-changing financial landscape to improve our financial well-being.
J&Y Capundan, Auckland NZ
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Get in touch
Address:
87 Armoy Drive, East Tamaki, Auckland
Phone:
Office (09) 2424143 (+64) 021534467